GROUNDBREAKING TECH
AI Enabled Inventory
The Catalog is Loti’s powerful, AI-enabled tool designed specifically for total loss scenarios—when physical documentation is impossible and everything must be rebuilt from memory. Instead of starting with photos, The Catalog draws from the world’s largest consumer-facing database of household items to help you reconstruct what was in your home—quickly, accurately, and with empathy for how overwhelming the process can be.
You can browse by interior spaces—such as living rooms, kitchens, bedrooms, and home offices—or by exterior areas like patios, sheds, and pools. Items are also grouped by personal belongings for each family member, including pets and children, with age-specific categories from infants to young adults.
You’ll also find lists organized by hobbies (gardening, gaming, science), creative occupations (art, music, photography), and sports (golf, soccer, fishing—even cricket). It even covers niche categories like collectibles, memorabilia, and fine art.
Various Lifestyles, Spaces & Activities
The Catalog automatically ranks items from “most likely” to “probable,” offering smart, structured suggestions to make finding and selecting what you owned easier and more predictable.
Once you select an item, you simply enter a few key details—such as age, brand, and previous condition—and the system applies depreciation using Loti’s custom valuation models to generate accurate, insurance-ready values.
Personalized Probability
The Catalog’s point-and-click interface is simple enough for the whole family to use—whether it's your teen recalling their favorite games or your grandfather remembering antique toys. The process is broken down into manageable tasks: one room, one category, or one interest at a time.
Intuitive Design
You can also manually add unique or special items along the way. And when you're feeling stuck, dozens of RallyBacks—visual memory aids and curated inspiration lists—are available in our content library to spark ideas and keep you moving forward.
Limitless
Avoid Underinsurance
While The Catalog is an essential tool for total loss recovery, it’s just as valuable for everyday homeowners looking to plan ahead. Creating and maintaining a reasonably up-to-date inventory isn’t just good practice—it’s one of the most important steps you can take to understand whether you’re properly insured.
Close to ⅔ of US households are unknowingly underinsured, and The Catalog makes it easier than ever to organize, evaluate, and calculate the value of your belongings before a loss ever occurs.
NOT JUST FOR CLAIMS
Browse sporting goods by activity—such as golf, soccer, fishing, skiing, and more—to ensure all your gear is accurately captured and valued.
SPORTING GOODS
Easily explore exterior spaces such as patios, sheds, garages, and pools to capture the full scope of your property’s inventory.
EXTERIOR SPACES
Browse by interior rooms—like kitchens, bedrooms, living rooms, and home offices—for an organized, room-by-room approach to building your inventory.
INTERIOR ROOMS
The Catalog uses probability matching to suggest items most likely found in your home, streamlining the selection process and improving accuracy.
PROBABILITY MATCHING
With over 4,000 item types, The Catalog delivers an unmatched depth of detail to help you accurately rebuild or document your home inventory.
1000s OF ITEMS
The Catalog is AI-enabled, helping you quickly identify and organize items that are likely in your home.
AI ENABLED
PRODUCT FEATURE SET
Sort items by hobbies and professional interests—like cooking, gardening, gaming, music, art, and photography—to ensure every passion and workspace is fully documented.
HOBBIES & PROFESSIONAL
Track personal belongings for each household member—including pets—with age-specific categories for kids and tailored suggestions to reflect everyone's unique needs and routines.
PERSONAL
Organize your inventory by lifestyle settings—such as ranches, mountain cabins, or beach homes—to capture location-specific items that reflect how and where you live.
LIFESTYLES
Whether you’re just starting your recovery or deep into the claims process, The Catalog is built to help you reconstruct your home with clarity, speed, and care. It also serves as a powerful planning tool—helping you identify potential coverage gaps and prevent underinsurance by giving you a complete, organized view of what you own.
