RECOVERY CAN BE REWARDING
Shopping Lists With Recovery in Mind
Shopping List is Loti’s homeowner-friendly tool that turns the final stage of recovery—replacing lost items—into a more organized, empowering, and even enjoyable experience.
After your inventory is built, Shopping List displays both the depreciated value and the projected replacement value of each lost item, based on Loti’s custom depreciation tables. This gives you a clear view of what’s recoverable through insurance and helps guide smarter purchasing decisions.
View your lost items sorted by recoverable depreciation and replacement cost, so you can focus on the purchases that will have the biggest financial impact first. This helps you maximize insurance reimbursement while making smarter decisions about where to start spending.
Prioritize Major Purchases
Organize your shopping list by room—like kitchen, bedroom, or living room—so you can focus on rebuilding one space at a time. This makes it easier to plan trips to specific stores and take on your recovery in manageable, goal-oriented steps.
Sort by Room
Filter your items by product category—such as furniture, appliances, or clothing—for a more streamlined, department-by-department shopping experience. This approach is ideal for tackling large lists in smaller chunks and ensuring nothing gets overlooked.
Filter by Category
Losing your home is an incredibly emotional experience, but replacing your belongings doesn’t have to be frustrating. Shopping List is designed to make the final stretch feel more uplifting, more manageable—and even a little bit fun.
Have a Little Fun
All Policies
Shopping List is also helpful for ACV policies, even when depreciation isn’t reimbursed.
It helps you track what was lost and prioritize your replacement purchases based on need and budget—even if you’re covering the full cost out of pocket.
EVERYONE DESERVES A LITTLE FUN
Easily upload photos with drag-and-drop functionality, making it fast and convenient to start building your inventory.
DRAG & DROP
Auto count detects and records item quantities directly from your photos, saving time and ensuring a more complete and accurate inventory.
AUTO COUNT
Automatic categorization groups items by type—like furniture, electronics, or appliances—streamlining your inventory and simplifying the claims process.
CATEGORIZE
Smart location tagging automatically identifies and organizes items by room or area, making your inventory clearer, faster to review, and easier to manage.
SMART LOCATION
Built-in depreciation calculations adjust item values based on age, brand, and condition—providing accurate, claim-ready estimates in seconds.
DEPRECIATION
AI Vision brings the speed and intelligence of AI directly into the hands of homeowners navigating insurance.
AI ENABLED
PRODUCT FEATURE SET
Ideal for planning ahead, this feature supports proactive inventory creation—helping you document your belongings before a loss and ensure your coverage is up to date.
PLAN AHEAD
Perfect for partial losses, this feature helps identify and value only the affected items—speeding up documentation and improving claim accuracy.
PARTIAL LOSS
Estimated condition ratings help assess item wear and tear, providing more accurate valuations for insurance and documentation purposes.
EST CONDITION
Shopping List brings clarity and ease to the final step of recovery—replacing what you’ve lost. With smart organization and real-time values, it turns a stressful process into a confident fresh start.
