PURPOSE BUILT FINANCIAL TECH
Mapping Insurance Coverage One Dollar At A Time
Funding is Loti’s powerful financial coordination tool that maps every expense against your insurance coverage—giving you a clear, visual understanding of where you stand in the claims and reimbursement process. Through an intuitive, highly visual interface, you can track progress across multiple funding streams, organize expenses by category, and manage every dollar with confidence.
Once expenses are logged, they first appear in a queue marked “Available to Assign,” allowing users to review and link each expense to the appropriate coverage bucket—such as Dwelling, Personal Property, or Loss of Use.
Assign
From there, users can submit selected expenses to their insurance company through a streamlined interface, ensuring nothing is missed during the reimbursement process.
Submit
When a payout is received, users record the payment directly within the system, attaching documentation and noting any reference details from the insurer.
Payout
Finally, users allocate the payout across relevant coverage categories, closing the loop and ensuring each dollar is properly tracked against its source—completing a full lifecycle from initial expense to reimbursement.
Allocate
Each coverage bucket—such as Dwelling, Personal Property, or Loss of Use—operates independently and includes a detailed breakdown:
Number of entries added
Dollars assigned
Dollars ready to submit
Dollars submitted
Dollars paid out
Cover
This granular view is then rolled up into a clean, easy-to-read dashboard, offering both detail and big-picture clarity. Users can also assign expenses to dozens of specific endorsements, making it easy to separate and track costs like debris removal, code upgrades, or landscaping. The platform fully supports Section II coverages as well, including Liability and Medical Payments to Others.
Envision
This is for EVERYONE
Funding is built for everyone—not just those navigating insurance claims—because it supports multiple funding sources. Homeowners can assign expenses to themselves, to outside aid like FEMA, or to other sources, offering a flexible way to track all financial inputs and outflows throughout the recovery process.
NOT JUST FOR CLAIMS
Fully supports liability and medical payments to others, giving users a complete view of all applicable insurance categories.
SECTION
II
Enables categorization of expenses under specific endorsements, such as debris removal, landscaping, or code upgrades, for clarity and reporting.
ENDORSEMENT TAGGING
Provides both detailed and rolled-up summaries showing dollars assigned, submitted, paid out, and pending, per coverage area.
REAL-TIME ROLLUP
Tracks each expense from entry through assignment, submission, payout, and final allocation—creating a full financial audit trail.
LIFECYCLE MGT
Features a highly visual, user-friendly interface that shows progress across all funding sources and coverage categories at a glance.
VISUAL
DASH
Allows users to link expenses to specific insurance coverage buckets such as Dwelling, Personal Property, Loss of Use, and endorsements.
COVERAGE BASED
PRODUCT FEATURE SET
Supports assigning expenses to a wide range of funding sources—including insurance, FEMA, out-of-pocket payments, grants, and more.
MULTI FUNDING SOURCE
Built-in tools let users filter and sort expenses by source, coverage, status, or type—making it easy to stay organized during complex recoveries.
FILTERING & SORTING
Allows users to log submissions to insurers and track received payouts with relevant details, including payment method and reference numbers.
SUBMISSION & PAYOUTS
Whether you're working with one policy or managing multiple coverages, Funding makes it simple to stay organized, transparent, and in control of your financial recovery.
